Things to Consider when Buying Modular Homes in New Jersey

7
May
2015

Things to Consider when Buying Modular Homes in New Jersey

 

Modular homes come with so many available features that choosing the right one for your family can be difficult. Here are some things to think about that will ensure you choose a modular home in New Jersey you’ll be happy in for years to come.

Location

Choosing the right location for your modular home is extremely important, as the spot you place it on can affect the style you choose. That’s because there could be building restrictions in certain areas that would limit you only to certain models. You may also want to choose a design that is similar to that of your neighbors to ensure your new home blends in. It’s also likely that the style of home you choose will be much different if you have a wooded country lot than it would if you are located along the shore.

Testing and Permits

Your location will also dictate whether you need certain testing or permits prior to placing your modular home on the land. If your home requires a septic tank, soil testing to determine the size and type of system you require will most likely be needed. A building permit will likely be needed as well, unless you are placing your home in an already-developed modular home park.

Style

When most people think of modular homes, they thing of ranch-style houses with vinyl siding and few other features. You’re not limited to this type of home, as modular structures come in multiple designs, and can even contain more than one story. The exterior of your home may be brick, vinyl, or a combination of the two. It may even contain many of the same architectural elements found in stick-built homes such as wraparound porches or attached garages.

Floor Plan

Modular homes come in a variety of floor plans, so finding one that fits your needs can be easy to do. What’s more, most floor plans are also customizable to a certain degree, allowing you to tweak the design to better suit your needs and budget. To get a better idea as to what’s available, you can view some of the available floor plans on our website.

Features

After you’ve chosen the right style and floor plan, you’ll then need to select your features. Modular homes offer a wide array of features, a few of which are:

  • Fireplaces
  • Skylights
  • Garden tubs
  • Walk-in closets
  • His and her sinks in the master bathroom

Some features are included with a particular floor plan, while others can be added at an additional cost. For this reason, it’s important to talk with your dealer about any special features you’d like prior to choosing a floor plan.

Financing and Insurance

Financing a modular home these days is easier than ever, since more and more banks are recognizing them as being high-quality homes. As such, there is no reason to worry about being turned down for a loan as long as you meet your lender’s financing criteria. In some cases, you may even be able to finance the cost of the land and utilities together with your home so you will have only one monthly payment to worry about.

Insuring your home is also easy to do. Your rates should be approximately the same as if you had purchased a traditional home built on site, You should never be charged a higher premium to cover fire and weather damage, as today’s models are very resistant to both.

The next thing you’ll need to do is to find a reputable dealer. Here at Supreme Modular, we’ve built a solid reputation for being one of New Jersey’s finest modular home builders, and invite you to contact us with any questions or comments you might have.

 

Information contained on/within this page or pages is for informational purposes only and is not guaranteed to be accurate. Supreme Modular assumes no responsibility for mistakes or omissions.

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